How to receive a German pension when moving to Russia
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How to receive a German pension when moving to Russia

How to receive a German pension when moving to Russia

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How to receive the contributions you personally paid into the German pension fund.

To receive your pension contributions (Arbeitnehmeranteil), you must meet the following conditions:

Citizens of the Russian Federation must:

  • have five years of uninterrupted employment  
  • make no contributions to the German pension fund for 2 years

If you have less than 5 years of employment, you can withdraw your pension contributions immediately 

Only after this period has elapsed are you entitled to receive the portion of the pension contributions that you paid yourself (Arbeitnehmeranteil). The portion paid by your employer (Arbeitgeberanteil) will not be paid out.

If you received rehabilitation through the German pension fund, this will reduce the payout several times over.

German citizens 

can only expect monthly pension payments upon reaching retirement age.

If you have been credited with employment history from another country, your monthly pension payments will be recalculated.

Only if you renounce German citizenship can you withdraw the portion you paid yourself.

Procedure for submitting documents to receive payment

  • Complete application form V0901 to receive your own contributions (Eigenanteil)
  • Renunciation of German citizenship (Verzichtsurkunde)
  • Proof that you hold Russian citizenship (passport of a citizen of the Russian Federation with registration, translated into German and notarized) 
  • Bank account details for foreign currency transfers (provided by your bank)

It is important to choose a bank in Russia that is not subject to sanctions.

For more detailed information specific to your case, contact the German pension insurance institution (Rentenversicherung).

Original information in German:

https://www.deutsche-rentenversicherung.de/DRV/DE/Rente/Ausland/Rente-im-Ausland/rente-im-ausland-umzug-detailseite.

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Publication date: November 14, 2024

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